I love how H&M makes my wallet feel. Getting super cute things for super good prices gives me a rush (yes, I know I sound like some sort of addict).
However, the drawback is that everyone and their mother has the same item. I saw the red & gold statement necklace on 3 other girls today; this didn't stop me from buying it, but sometimes it sucks when what you haven't isn't special or unique. Eh, who am I kidding: it's all still special to me.